As it turns out, the crash took place in the proximity of the Monte Carlo Country Club. The LaFerrari was traveling westbound on Avenue Princesse Grace, while the Golf was coming the other way on the same street. The Volkswagen was turning left onto Boulevard du Larvotto. In theory, this means it shoudl've given way to the Ferrari. In practice, we can't be sure what happened - for instance, the speed of the LaFerrari remains unknown for the moment. Until we find any further info, you have the map of the carbon- and metal-crushing event below.
In this case I think it could have happened to any one with any car since the VW made a left in front of the LaFerrari. But I agree cars are way too fast for the streets for an average driver.
Much power. Hence now why my reasonable dream car is now downgraded to a Jag F Type BASE V6. Because I'm a pussy.