Thread: whos your insurance and how much?

Originally Posted by Bignmz04

ya.. I got a few:

the cbr600RR
The Bmw S1000RR
The cbr1000RR

so that's what the RR stands for! hahaha

State Farm is usually cheapest since they use the engine size as their main criteria. Premiums are based largely on cost to replace, theft frequency, damage frequency, and your driving record. Things like color simply aren't factored.

Geico is a joke. It's actually an acronym for Government Employee Insurance COmpany. You have to work for the .gov to get the discounted insurance.

state farm for the bikes.My 851 with full coverage is 215.00 every 6 months.Of course,I'm 51 with a clean record.My auto coverage is slightly higher but I also have gap insurance on it.

i have AAA and i pay $300 for the year
full coverage on my 2003 r6
i got a quote for how much it would be if i got a brand new r6 and it came out to only $350 for full coverage

Originally Posted by Bignmz04

some of my street bikes (all 27 of them) are insured through AIMS.
the collectables are through american collectors insurance.

250 a year on liability (if its a 600cc or above sportbike) is really not that bad from what i have seen..
what bike is it? how old are you?

not to side track, but YOU HAVE 27 STREET BIKES?! holy TITS i want 27 of them

agreed i use the same bc my race bikes have full blown race motors in them and Works susp forks and shock. they are pretty good about it couple years ago they covered a full bike and the mods. sometimes i will race a gncc or hare scramble to cross train and the one event i do in the woods a deer ran into me from the side and me and another guy wrecked. my bike got messed up pretty good and they covered it all. just keep your documents if you have mods

i have to look but i know i don't pay more then 100 a month for it added to the cars etc

Originally Posted by ItODDospeed

I have always used Progressive on all of my motorcycles. They cover all upgrades or whatever you document for coverage. They are cheaper than anyone for motorcycles. Well they always have been for me... like hundreds. I have a policy that covers acts of God(which also includes an animal wrecking you), stolen or passengers.

$41 a month... 92 FZR 600, 20 with 4 tickets...

I'm a 32 year old male with a 'clean' record (at least over the past 3-5 years). I carry full coverage on my old 2002 Ducati 748, even though it's a garage queen and eventual track bike.

I think its about $400/year max through All State. It's a little bit more than what I was paying through State Farm, but I saved money overall with a multi-policy (added my G/F's car) via All State.

It's bundled with a '08 Pontiac G8, '04 Saturn (G/F) and $50k renters.

State Farm
05 ZX6R
25 years old with a few tickets
$275 a year
250/500 limits $500 deductible full coverage