Thread: JP Morgan Chase Palladium Card

I can tell you how chase does. they hold a lot of propery in chicago, and also lend to a lot of businesses.

Money talks...sh1t walks...

i called them last night, they wanted me to move a million into their personal banking. wtf. **** that, im not moving all that around just for a card. if they dont want the 100 to 200k i put on my amex then fine.

Originally Posted by FEAR

i called them last night, they wanted me to move a million into their personal banking. wtf. **** that, im not moving all that around just for a card. if they dont want the 100 to 200k i put on my amex then fine.

From what I've heard they only issue this card to Private Banking customers.

Originally Posted by FEAR

i called them last night, they wanted me to move a million into their personal banking. wtf. **** that, im not moving all that around just for a card. if they dont want the 100 to 200k i put on my amex then fine.

I got mine since I'm an HSBC private banking customer. JPM is getting a lot of my business now.

Originally Posted by BullsFTW

I got mine since I'm an HSBC private banking customer. JPM is getting a lot of my business now.

Being a private banking customer is where I want to be... Nice work sir. I'm done with cars for a while.

Originally Posted by FEAR

i called them last night, they wanted me to move a million into their personal banking. wtf. **** that, im not moving all that around just for a card. if they dont want the 100 to 200k i put on my amex then fine.

Because the more hard cash they hold the more the banks can risk and loan via fractional reserve banking (which is banking fraud).

I got one, dont bank with them at all. Though I do spend close to a mill a year on my amex and have some money in the bank(webster). So im not sure why their giving some people hard times, I do enjoy the card though.

I have used them to gain access to multiple places, cut in lines etc. It has done me better than amex. Amex though has its goods as well. So having both concierge's is beneficial.

I think this card, like GS from United, and so on don't have exact requirements. It's like applying for college, they look at many factors, sometimes one area is really strong, like monthly spending, but net worth is not immense, and whatnot. My guess would be Chase has a division of people who's job is to determine eligibility of people for the Palladium Card.

Don't have one hate Chase with a passion... Had an account 6 years ago need some cash to buy a motorcycle well over $100k told me they didn't have $30k in the bank cash to give me... (Some BS about a truck not coming) long story short guy had 2 buyers lost the bike bc Chase didn't have the cash... Went back same day asked for them to close my account out.

Never will go back... I like my Centurion Card...